4252380339

C2 Financial. The Reverse Mortgage Experts

Helping seniors live a better retirement!

Todd Warren Zurik

Loan Originator, CRMP, NMLS #120120 Certified Reverse Mortgage Professional
With 30+ years in the mortgage industry, Todd gets the job done. Since 2015, Todd has been helping seniors improve their retirement years. Many retirees are financially burdened and are still paying off their home mortgages. Todd helps seniors use their home equity productively with reverse mortgages, so they can enjoy thier golden years to the fullest.

Out of the Ordinary Loans

Reverse Mortgages

Live a better retirement!
  • Reverse Mortgages for Seniors 62 and older.
  • Pay off your mortgage.
  • Get monthly payments from your equity.
  • Establish an Emergency Line of Credit.
  • Get Educated on the process.
  • Get the Reverse Mortgage that fits your needs.
  • Live the retirement you deserve.

Non-Traditional Lending

We close Non-QM loans
  • 12-24 months bank statements for Income.
  • 1099 income used to qualify.
  • Asset Depletion used to qualify.
  • DSCR, Debt Service Coverage Ratio loans for Rental Properties

Rehabilitation Loans

  • Purchase a home and roll in the repair costs with one loan.
  • Add an ADU to your property
  • Single Family, 2nd Home and Rental Properties
  • From Basic Repairs to pools, outdoor living spaces and other luxury upgrades

  • Recent testimonials

    Todd's experience and knowledge of reverse mortgages is excellent. He works diligently to put the right product in place for each customer and explains each step in the process. I have personally worked with Todd and highly recommended him to all my clients who are seeking a reverse mortgage.. K Meyers

  • Recent testimonials

    I was sadly ready to give up on the lifesaving Reverse Mortgage…if Todd had not stepped in to manage our application, I would have had to abandon the possibility and my life would be completely different. He understood ALL aspects of the process and his depth of knowledge was quite astonishing. He is a polished professional and a delightful person. I myself was a customer service executive's for many years with Marriott Hotels…thus I feel qualified to recognize the excellence extant in Todd’s service skills. He is personable and competent. The mortgage process is daunting and depressing, plus a more than a little frightening, he erased all those concerns and more. As I say, he saved our farm and did so with apparent ease. C. Henning

  • Recent testimonials

    Todd is an amazing guy to work with, very professional and concise, and very warm. Great communicator, just a pleasure to do business with. J. Williams.

Contact us

We value your feedback and are here to assist you with any questions or concerns.
4252380339
tzurik@c2financial.com
12230 El Camino Real #100 San Diego, CA 92130
Todd Warren Zurik CRMP, Certified Reverse Mortgage Professional NMLS# 120120 C2 Financial, NMLS ID# 135622 12230 El Camino Real #100 San Diego, CA 92130 425-238-0339 tzurik@C2financial.com C2 NMLS #135622 | C2 FL #MBR3519 | C2 ID #MBL-9475 | C2 TX #135622 | C2 WA #MB-135622 | NMLS #120120 | CO #100508968 | FL #LO35336 | ID #MLO-2080120120 | TX #120120 | WA #MLO-120120 www.c2financial.comwww.nmlsconsumeraccess.org www.c2financialcorp.com/tzurik This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. For state licensing information outside of California, click here. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders. Corporate Address: 12230 El Camino Real Suite #100 San Diego, CA 92130 Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.