Let us be your guide
At C2 Financial, we know you want to be free from financial stress in retirement.
To do that, you need to be able to live in your home as long as you want to, and have financial security in your retirement years.
The problem is, you're so financially burdened that you can't pay down your mortgage and enjoy the life you expected to live in retirement.
This make you feel regretful that you didn't save more or plan better, and unsure what to do next.
We feel that after a lifetime of hard work, managing your money in your goldern years shouldnt be so challenging. As part of this, you shouln't have to deal with paying off a mortgage when you're retired.
We've found that best solution for this predicament is to productively use your home equity with a reverse mortgage. If you're 62 or older, this can give you access to income-tax fee cash*.
* Always consult your accountant for details.
We understand that you may have heard some negative (but false) opionions about reverse mortgages. And you may not feel great about tapping into your home equity. But sometimes life happens, and your best laid plans are interrupted
"Todd Zurik is a Certified Reverse Mortgage Professional (CRMP) Todd and C2 Financial understand the challenges facing seniors today. Rising inflation, unpredictable stock markets and life changing events all play a part in financial stress during retirement. We feel that a lifetime of hard work, managing your money during your golden years shouldn't be so challenging. We've found that one of the best solutions for this predicament is to productively use your home's equity with a reverse mortgage, giving those seniors access to income-tax-free cash and a better life. Now based in Spokane, Washington, Todd serves clients in Spokane, Spokane Valley, Liberty Lake, Post Falls, Coeur d'Alene, and surrounding areas with integrity and expertise."
Todd Warren Zurik
CRMP, Certified Reverse Mortgage ProfessionalNMLS# 120120C2 Financial, NMLS ID# 13562212230 El Camino Real #100San Diego, CA 92130425-238-0339tzurik@C2financial.com
C2 NMLS #135622 | C2 FL #MBR3519 | C2 ID #MBL-9475 | C2 TX #135622 | C2 WA #MB-135622 | NMLS #120120 | CO #100508968 | FL #LO35336 | ID #MLO-2080120120 | TX #120120 | WA #MLO-120120www.c2financial.comwww.nmlsconsumeraccess.org www.C2financialcorp.com/tzurik This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. For state licensing information outside of California, click here. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders. Corporate Address: 12230 El Camino Real Suite #100 San Diego, CA 92130 Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
C2 NMLS #135622 | C2 FL #MBR3519 | C2 ID #MBL-9475 | C2 TX #135622 | C2 WA #MB-135622 | NMLS #120120 | CO #100508968 | FL #LO35336 | ID #MLO-2080120120 | TX #120120 | WA #MLO-120120www.c2financial.comwww.nmlsconsumeraccess.org www.C2financialcorp.com/tzurik This licensee is performing acts for which a real estate license is required. C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. For state licensing information outside of California, click here. As a broker, C2 Financial Corporation is NOT individually approved by the FHA or HUD, but C2 Financial Corporation is allowed to originate FHA loans based on their relationships with FHA approved lenders. Corporate Address: 12230 El Camino Real Suite #100 San Diego, CA 92130 Consumers in Texas: Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at (877) 276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
*There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.